Finance in Plain Language

A blog for entrepreneurs who want to stay in control of their business finances. Here you'll find clear explanations of financial management, real-life case studies, practical insights, relevant news, and step-by-step guides.

Case Studies

Kids

New

Kids Play Centre: Profit Per Party and Floor Utilisation, Not Per Kid

Packed on weekends but in the red for the month? Learn to count margin by stream (admission, parties, cafe, classes), profit per party vs walk-ins, and floor utilisation by hour and weekday. A breakdown on real numbers.

FREE

Real Estate Agency: Commission In, Cash Out — Agent Splits & Cash Flow

Commission comes in but the account runs dry? Learn to separate agency profit from agents’ money, handle lumpy closings, splits and cash gaps. A breakdown on real numbers.

FREE

Tire Service: Seasonal Profit Per Bay, Not Just a Busy Season

Two months feed the whole year, then the money vanishes? Learn to count margin per bay, labor vs tires, seasonal storage as steady revenue and a winter reserve. A breakdown on real numbers.

FREE

Bar & Pub: Pour Cost, Prime Cost and Why Revenue Isn’t Profit

Weekends are packed, the till roars — yet month-end leaves nothing. Learn pour cost, bar vs kitchen margin, prime cost per shift and event deposits. Real numbers.

FREE

Grocery Store: Category Margins and Shrinkage, Not Turnover

Big turnover, thin profit? See how a neighborhood grocery really earns by category — where markup, spoilage, theft and cash frozen in stock actually go.

FREE

Auto Parts Store: Margin by Product Group and Stock Turnover

A million in stock, yet borrowing for payroll? A real case study: margin by product group, stock turnover, dead stock, service-station debts and supplier deferrals. On real numbers.

FREE

Clothing Boutique: Seasonal Markdowns and Cash Frozen in Stock

Racks full, till ringing, yet no free cash in the bank? See how a boutique owner counts sell-through, plans markdowns and frees the cash frozen on the hangers.

FREE

Professional Services

New

Architecture Bureau: Real Profit Per Project and Per Stage, Not Per Fee

Six projects at once, fees in the hundreds of thousands — and a cash gap in the middle of summer. A bureau owner shows how staged payments, advances, endless revisions and the gap between stages hide the real profit per project. A breakdown on numbers.

FREE

Building-Materials Store: Thin Margins, Supplier Terms, Frozen Stock

Turnover in the millions, but you borrow for payroll? How a building-materials store’s money hides in thin margins, supplier terms and stock. A real case.

Read

FREE

11 min

15.09.2026